Be proactive. Take charge. The holidays are times for family to come together. Times are hard; plan a menu. Call other family members to include them in the planning. By planning in advance, it will give you a chance to check for local sales. Don’t forget about your local flea markets and vegetable stands.
Plan to give to others! Remember there are many unemployed and homeless families. Maybe volunteer for an organization that needs help.
Prioritize your holidays; figure out how to celebrate without leaving yourself in debt after the holidays.
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